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Stillman Valley, IL VA Refinance
Refinance a Home with a Stillman Valley, Illinois VA Loan

Thanks to the Stillman Valley VA Home Loan Program, qualified homeowners are taking advantage of our low VA interest rates. Veterans are lowering their monthly mortgage payments, allowing them to keep even more money in the bank.  Use equity from your home to provide needed cash flow, pay for home improvements, college tuition, or pay off high interest debt. The following programs are available for VA borrowers ready to refinance in Stillman Valley: Get a Lower VA Mortgage By Calling 888-208-9797 today.  Start your VA Loan Now.

VA Cash Out Refinance

Stillman Valley, Illinois VA Cash Out Refinance lets borrowers access the cash from their home equity to use for other purposes such as buying a car, home improvements and college tuition. Basically, the process provides access to the equity you’ve built up in the home and you are free to use the money however you choose. These refinances can be used for homes that are the principal residence of the owner and the VA will guarantee loans up to 100% of the value of the home. These loans are not the same as Home Equity Loans, which are second loans that run alongside your existing loan. Instead, a Stillman Valley VA cash-out refinance loan will actually replace your existing loan. These loans are also available for any qualified veteran homeowner, whether they have a FHA, USDA or conventional loan. In refinancing, many prefer the VA cash-out refinance option because of the potentially lower interest rates and ability to pay the loan out over a longer period of time.

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VA Streamline Refinance (IRRRL)

Interest Rate Reduction Refinance Loans (IRRRL) is a program that helps current VA borrowers to refinance at lower interest rates with little to no out-of-pocket costs. IRRRL also means little paperwork, swifter processing times, and many times eliminates the need for an appraisal. In fact, this is often considered the most beneficial type of refinance option for veterans who currently have a VA loan. With a Stillman Valley VA streamline loan you can qualify without a bank account or income verification. The required funding fee is lower than VA purchase loans and closing costs are often wrapped into the loan, meaning no out of pocket costs. Eligibility requirements are for current VA loans, with a 12 month record of on time payments and no more than one late payment within the past year. It’s also used for borrowers currently living in the home as a primary residence. There are certain instances where this requirement may be weighed; for example if the home had previously been a primary residence but relocation forced it to become rental property. The purpose of this loan is to help put veteran borrowers in a better financial situation. With lower monthly payments, borrowers are more likely to make payments on time.

Get the Best Stillman Valley VA Mortgage Rate

If you’re looking for a personal mortgage experience you’ve come to the right place.  Get the best of both worlds with a designated Stillman Valley, IL VA professional plus technology.  What’s even better are the lower rates, no upfront fees and fast closings.  Rates so low the nations largest VA lenders panic when consumers find out about the low rates at VA Mortgage Ccenters. Connect with your personal VA Loan Expert by calling 888-208-9797.

Get my VA Rate! 

    Once this form is completed, a local VA mortgage consultant will be reaching out to you. You will receive an instant email with the credentials of your VA consultant with contact information and a photo. We look forward to assisting you with your home buying or refinancing needs.

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    A VA approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency.

    Stillman Valley is a village in Marion Township, Ogle County, Illinois, United States. It lies east of Byron, south of Rockford and west of Davis Junction. The population was 1,120 at the 2010 census, up from 1,048 in 2000. The village is located on the Iowa, Chicago and Eastern Railroad, on the old Chicago Great Western Railway before it merged and was pulled up. Also, Illinois Route 72 runs through the village. It is near the site of the first battle of the Black Hawk War of 1832. The war memorial for the Battle of Stillman’s Run is located in this village.

    According to the 2010 census, Stillman Valley has a total area of 0.54 square miles (1.40 km2), all land.[3]

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