VA Refinance Timeline
VA Refinance Timeline of Events
STEP 1: TALK WITH OUR VA LOAN SPECIALISTS Give us a call as soon as you start to think about a cash-out refinance. We can help you decide if it’s the right choice for you. We can also give you more information about the process of applying for a cash-out refinance and will be happy to answer any questions you have. We’ll let you know what documents you need to have ready and will help you get the process started.
STEP 2: GATHER DOCUMENTS It’s a good idea to start gathering the documentation you’ll need for a cash-out refinance as soon as you talk to the lender.
STEP 3: APPRAISAL Your loan officer will order an appraisal of your property, which is a very important step in the refinance process. The loan amount can be no more than 100% of your home’s appraised value, and this value is determined by a new appraisal on your property.
STEP 4: UNDERWRITING AND CLOSING Once you’ve provided the necessary documentation and your property has been appraised, your new loan will be underwritten, and then the paperwork will be ready for you to sign. And then all that’s left is for you to enjoy the benefits of your cash-out refinance (either a lower interest rate, some extra cash, or both)!
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I received two quotes from popular VA lenders. My wife wanted work with a local company so we reached out to Smart Mortgage Centers based on their reviews. When we received our quote we almost couldn't believe the difference. After getting it in writing we went with Smart Mortgage and the rest is history. Online application was simple and the communication with Jon and his team was flawless. Thank you Again!
I'm Paying Less Now Than Rent!
These guys are the best. We now live in our dream home thanks to Brian and the guys at Smart Mortgage Centers. I'm paying less now than I was to rent! We couldn't possibly be happier with the service. Brian worked tirelessly on our case until the job got done.
Excellent From Start To Finish!
We had Brian T and he was excellent from start to finish. Even with having to change the closing 3 times because of the sellers he kept us informed of everything that was going on so I wouldn’t have any surprises. I would recommend them to anyone. We had an excellent time especially since we live in Jacksonville and he in another part of Florida.
The Best Experience I Have Ever Had!!!
The best experience I have ever had!!! We were clear to close in less than 20 days. Brian gave us a better rate than everyone else we had talked too and made the process feel effortless! Brain T. thank you for all your help and we are telling everyone we know to come talk you at Smart Mortgage Centers!
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