• 888-208-9797
  • 4003 Plainfield Naperville Rd., Naperville, IL 60564

Palm Coast, FL VA Refinance
Refinance a Home with a Palm Coast, Florida VA Loan

Thanks to the Palm Coast VA Home Loan Program, qualified homeowners are taking advantage of our low VA interest rates. Veterans are lowering their monthly mortgage payments, allowing them to keep even more money in the bank.  Use equity from your home to provide needed cash flow, pay for home improvements, college tuition, or pay off high interest debt.

The following programs are available for VA borrowers ready to refinance in Palm Coast: Get a Lower VA Mortgage By Calling 888-208-9797 today.  Start your VA Loan Now.

VA Cash Out Refinance

Palm Coast, Florida VA Cash Out Refinance lets borrowers access the cash from their home equity to use for other purposes such as buying a car, home improvements and college tuition. Basically, the process provides access to the equity you’ve built up in the home and you are free to use the money however you choose. These refinances can be used for homes that are the principal residence of the owner and the VA will guarantee loans up to 100% of the value of the Palm Coast home. These loans are not the same as Home Equity Loans, which are second loans that run alongside your existing loan. Instead, a Palm Coast VA cash-out refinance loan will actually replace your existing loan. These loans are also available for any qualified veteran homeowner, whether they have a FHA, USDA or conventional loan. In refinancing, many prefer the VA cash-out refinance option because of the potentially lower interest rates and ability to pay the loan out over a longer period of time.

I’m Confident and Ready to Start My Online Application.

VA Streamline Refinance (IRRRL)

Interest Rate Reduction Refinance Loans (IRRRL) is a program that helps current VA borrowers to refinance at lower interest rates with little to no out-of-pocket costs. IRRRL also means little paperwork, swifter processing times, and many times eliminates the need for an appraisal. In fact, this is often considered the most beneficial type of refinance option for veterans who currently have a VA loan. With a Palm Coast VA streamline loan you can qualify without a bank account or income verification. The required funding fee is lower than VA purchase loans and closing costs are often wrapped into the loan, meaning no out of pocket costs. Eligibility requirements are for current VA loans, with a 12 month record of on time payments and no more than one late payment within the past year. It’s also used for borrowers currently living in the home as a primary residence. There are certain instances where this requirement may be weighed; for example if the home had previously been a primary residence but relocation forced it to become rental property. The purpose of this loan is to help put veteran borrowers in a better financial situation. With lower monthly payments, borrowers are more likely to make payments on time.

Get the Best Palm Coast VA Mortgage Rate

If you’re looking for a personal mortgage experience you’ve come to the right place.  Get the best of both worlds with a designated Palm Coast, FL VA professional plus technology.  What’s even better are the lower rates, no upfront fees and fast closings. 

Rates so low the nations largest VA lenders panic when consumers find out about the low rates at VA Mortgage Centers.

Connect with your personal VA Loan Expert by calling 888-208-9797.

Get my VA Rate! 

    Once this form is completed, a local VA mortgage consultant will be reaching out to you. You will receive an instant email with the credentials of your VA consultant with contact information and a photo. We look forward to assisting you with your home buying or refinancing needs.

    Safe, Secure, No Obligation

    5 Star Rankings Since 1997
    Call the VA Question and Pre-Approval Hotline

    1-888-208-9797

    To Better Serve You our Palm Coast, FL VA Mortgage Team is Available 24/7

    A VA approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency.

    Palm Coast is a city in Flagler County, Florida. As of the 2010 United States Census, the population was 75,180,[7] more than twice the 32,832 counted in 2000. The population was estimated to be 89,800 in 2019.[8] It is the most populous city in Flagler County. Palm Coast is part of the Deltona–Daytona Beach–Ormond Beach, FL metropolitan statistical area.

    Developed by ITT Community Development Corporation (Levitt) in 1969, the original development plan encompassed 48,000 home sites on approximately 42,000 acres (17,000 ha) of the 68,000 acres (28,000 ha) owned by ITT. Paved streets and central water and sewer serve all lots developed within the plan. An extensive water management system was designed to replenish the area’s water table, which includes 46 miles (74 km) of freshwater canals and 23 miles (37 km) of saltwater canals.