Coral Gables, FL VA Refinance
Refinance a Home with a Coral Gables, Florida VA Loan

Thanks to the Coral Gables VA Home Loan Program, qualified homeowners are taking advantage of our low VA interest rates. Veterans are lowering their monthly mortgage payments, allowing them to keep even more money in the bank.  Use equity from your home to provide needed cash flow, pay for home improvements, college tuition, or pay off high interest debt.

The following programs are available for VA borrowers ready to refinance in Coral Gables: Get a Lower VA Mortgage By Calling 888-208-9797 today.  Start your VA Loan Now.

VA Cash Out Refinance

Coral Gables, Florida VA Cash Out Refinance lets borrowers access the cash from their home equity to use for other purposes such as buying a car, home improvements and college tuition. Basically, the process provides access to the equity you’ve built up in the home and you are free to use the money however you choose. These refinances can be used for homes that are the principal residence of the owner and the VA will guarantee loans up to 100% of the value of the Coral Gables home. These loans are not the same as Home Equity Loans, which are second loans that run alongside your existing loan. Instead, a Coral Gables VA cash-out refinance loan will actually replace your existing loan. These loans are also available for any qualified veteran homeowner, whether they have a FHA, USDA or conventional loan. In refinancing, many prefer the VA cash-out refinance option because of the potentially lower interest rates and ability to pay the loan out over a longer period of time.

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VA Streamline Refinance (IRRRL)

Interest Rate Reduction Refinance Loans (IRRRL) is a program that helps current VA borrowers to refinance at lower interest rates with little to no out-of-pocket costs. IRRRL also means little paperwork, swifter processing times, and many times eliminates the need for an appraisal. In fact, this is often considered the most beneficial type of refinance option for veterans who currently have a VA loan. With a Coral Gables VA streamline loan you can qualify without a bank account or income verification. The required funding fee is lower than VA purchase loans and closing costs are often wrapped into the loan, meaning no out of pocket costs. Eligibility requirements are for current VA loans, with a 12 month record of on time payments and no more than one late payment within the past year. It’s also used for borrowers currently living in the home as a primary residence. There are certain instances where this requirement may be weighed; for example if the home had previously been a primary residence but relocation forced it to become rental property. The purpose of this loan is to help put veteran borrowers in a better financial situation. With lower monthly payments, borrowers are more likely to make payments on time.

Get the Best Coral Gables VA Mortgage Rate

If you’re looking for a personal mortgage experience you’ve come to the right place.  Get the best of both worlds with a designated Coral Gables, FL VA professional plus technology.  What’s even better are the lower rates, no upfront fees and fast closings. 

Rates so low the nations largest VA lenders panic when consumers find out about the low rates at VA Mortgage Centers.

Connect with your personal VA Loan Expert by calling 888-208-9797.

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    Once this form is completed, a local VA mortgage consultant will be reaching out to you. You will receive an instant email with the credentials of your VA consultant with contact information and a photo. We look forward to assisting you with your home buying or refinancing needs.

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    Coral Gables, officially the City of Coral Gables, is a city in Miami-Dade County, Florida, United States, located southwest of Downtown Miami. The United States Census Bureau estimates conducted in 2019 yielded the city had a population of 49,700.[7] Coral Gables is a Mediterranean-themed planned community[8][9] known for its affluent and historic character.[10][11][12][13] It holds several zip codes consistently ranked among the wealthiest in the United States. It is also home to the University of Miami.[14]

    Coral Gables was one of the first planned communities, and its planning was based on the popular early twentieth century City Beautiful Movement. It is infamous for its strict zoning regulations.[15] The city was developed by George Merrick during the Florida land boom of the 1920s. The city’s architecture is almost entirely Mediterranean Revival style, mandated in the original plan,[16] including the Coral Gables Congregational Church, donated by Merrick. The domed Catholic Church of the Little Flower was built somewhat later, in a similar Spanish Renaissance style. By 1926, the city covered 10,000 acres (4,000 ha) and had netted $150 million in sales, with over $100 million spent on development.[17]